T3 Survey: Voting Is Open

Jan 19, 2022 / By Elaine Floyd, CFP®

This is your chance to tell the advisory community which software tools you like the best. Naturally we are hoping you’ll help make Horsesmouth’s Savvy Social Security Planning Calculators stand out in the Social Security category. In last year’s T3/Inside Information Advisor Software Survey we scored high, but this year should be even better as the very robust capabilities of our calculators become more well known.

It’s hard to imagine trying to advise a married couple on when to take Social Security without a calculator specifically designed for this purpose. The whole proposition—that is, trying to determine if taking a smaller benefit now versus a larger one later—is not intuitive in the first place. Throw in a spouse and you’re dealing with two benefits, two life expectancies, and the critical element of survivor benefits, whereby the higher-earning spouse’s benefit continues until the death of the longer-lived spouse, and you can understand why savvy clients seek out financial advisors who have access to sophisticated tools that can help them crunch the numbers and deliver life-changing advice.

As a member of Savvy Social Security Planning, you have access to our whole Calculator suite which includes calculators for Spousal Planning, Divorce Planning, Survivor Planning, WEP/GPO, and Breakeven. Watch for our next upgrade, which will incorporate dependent benefits, hopefully by the end of the first half of this year.

To take the T3 Survey, click here.

As director of retirement and life planning for Horsesmouth, Elaine Floyd helps advisors better serve their clients by understanding the practical and technical aspects of retirement income planning. A former wirehouse broker, she earned her CFP designation in 1986.

 

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